Static caravan finance: a guide
You’re ready to turn your holiday experiences into permanent retreats. You’ve identified a static holiday home that dreams are made of. You see the figures, and they make you look twice! We’ve all been there.
At Haven, our finance options make the figures manageable, and our professional team look after you every step of the way and understand the need for a great finance plan to spread the cost so that you can focus on spending quality time with the loved ones and making memories that last a lifetime. Finance for caravans is made simple by us, let’s show you how.
What is caravan finance?
Caravan finance makes the full cost of a model more manageable through instalments, eliminating the need to pay the whole cost upfront. This enables you to pay a small chunk initially (10% of the holiday home cost) and then pay the rest monthly in a way that suits you - the term of the plan can be anything up to seven years.
The major difference in comparison to the purchase of a home is that a static caravan is not a financial investment. The value of a model depreciates as time goes on, in the same way, a car would as it ages.
Finance is subject to status and please note: we may receive commission from the finance provider if you enter into an agreement with them.
Why choose to finance your static caravan?
There’s no right or wrong way of purchasing a caravan. Depending on your financial circumstances, you might find it easier to pay a lump sum upfront and secure your dream holiday home. Assess your needs, budget and financial situation before making a decision about which route to take.
Finance allows you to spread the price you pay into affordable monthly payments, proving a more approachable and achievable path to purchasing your van. Although you don’t own your van completely until the last payment is made, your holiday home is yours to use throughout the season.
Affordable caravan finance with us
Finance is an incredibly popular choice amongst our owners. Our reasonable rate of repayments helps open the dream of buying a caravan to as many potential owners as possible.
Whatever your situation, our experts are on hand to talk you through all the options available to you. We can help you decide if you’re able to buy one of our static caravans with finance. Our financial package opens up a world of opportunity and help you take a step closer to a memory-making place of your own.
Even more assurance
We work with one of the biggest lenders in the business to provide our prospective owners with finance. Through Santander, we offer a fixed-rate finance option to turn browsing holiday homes into buying them.
Our 30-day Lifestyle Money Back Guarantee gives you a whole load of breathing space when making this leisurely life-changing decision. If something unforeseen happens or if you have a change of heart within 30 days of your purchase, you can hand the key back to us and we’ll return the money spent back to you. Terms apply.
If you have questions about buying a holiday home, please don't hesitate to contact us. Call us on 0333 202 1460 , chat to us online or book a park visit, we'd love to hear from you.
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Important information
Let2offset - make no site fee payments until 2031
Let2offset is a contractual lettings product that offers eligible owners a guaranteed letting income at a preferential rate (calculated each year) in exchange for a stipulated number of letting breaks. It also allows eligible owners to pay their site fees and receive their letting income in 12 equal monthly instalments; the monthly site fee amount charged by Haven will be after deduction of the letting income.
‘Make no site fee payments when using Let2offset until 2031’ is available at 33 Haven parks excluding Burnham, Cardigan View, Far Grange, Garreg Wen, Lydstep Beach, Riviere Sands and Seaview. The letting income received will vary by make, model and location. The monthly site fee payment does not include running costs e.g. utilities, rates & insurance.
“Make no site fee payments when using Let2offset until 2031” is applicable to new and existing customer purchases of new Atlas Sahara 3 Bed or equivalent or superior grade holiday home purchases made through Haven where customers have also signed up to Haven’s Let2offset contract. It is not applicable to private sales and cannot be used in conjunction with our free Site Fee promotion. It is available across 40% of eligible Parks and applies when letting a new Atlas Sahara 3 Bed holiday home (or equivalent or superior grade for 15 weeks.
An example of how “Make no site fee payments when using Let2offset until 2031” operates under Let2offset is the purchase of an Atlas Sahara 3 Bed holiday home at Primrose Valley with a monthly site fee of £585.00 (includes purchasing discount of £45) and monthly letting income of £803.67. The monthly difference equates to £218.67, which will be credited to the owner's account. Both letting income and site fees are subject to yearly pricing reviews and the monthly site fee costs and letting income shown in the example are based on 2024 figures.
Modelled assumptions on expected annual site fee and letting income charges over the 7-year lettable life of the Atlas Sahara 3 Bed indicate that under Let2offset it is anticipated that these customers will continue to receive a monthly credit during this period, however, this is not guaranteed. The modelled assumptions are based on the historical performance of Haven over the past 5 years of trading.
Images are shown for representational purposes. Access to holiday home is subject to park opening times.
Park cannot be used as a permanent residence. Haven Leisure Ltd is registered in England (No. 01968698) and is a FCA appointed representative of Bourne Leisure Limited (t/a Haven). Bourne Leisure Ltd is registered in England (No. 04011660) and is authorised and regulated by the FCA (Financial Services Register No. 312847) as a credit broker and insurance distributor. Registered office: One Park Lane, Hemel Hempstead, Hertfordshire, HP2 4YL. We may receive commission from the finance provider if you enter into an agreement with them.
30-day Lifestyle Money Back Guarantee
This is available to all new customers purchasing a new or used holiday home. It’s not available to existing owners or those wishing to part exchange their holiday home. If a new owner decides that the Haven lifestyle is not what they expected, they have 30 days from the date of holiday home handover (as stated on the holiday home handover form) in which to request cancellation of the sale.
Activating this Guarantee shall mean that the new owner cannot purchase another holiday home at any Haven Park within 12-months of the cancellation date.
Cancellation requests must be made in writing (in person, by post or e-mail) to the General Manager of their park. Requests received after the 30-day period will not be accepted. If delivered in person or via e-mail, the date of cancellation will be the date the request is received by the General Manager or their representative if they’re out of office. If the request is posted, it must be addressed to the General Manager, sent via the Royal Mail special delivery guaranteed postal service and owners must retain proof of postage. The cancellation date will be the first working day following date of posting and the request must be received within the 30-day cancellation period. Bourne Leisure (t/a Haven) accepts no liability for any losses incurred by the holiday home owner where the relevant park General Manager fails to receive the written request for cancellation.
The owner will be advised when the holiday home keys must be returned to the General Manager. The holiday home must be handed back in the same condition it was purchased. All add-ons, accessories & additional extras supplied at the time of purchase must remain with the holiday home. The owner will be refunded all monies paid to the park less costs incurred for siting and connection. We reserve the right to deduct further sums from the refund payment where damage or breakages have been caused to the holiday home or park.
New owners that have a finance agreement with one of our panel of lenders, are responsible for cancelling this with them. We shall not withhold any confirmation requested by our lenders where the owner has complied with the terms of this 30-day Lifestyle Money Back Guarantee.
These terms do not affect your statutory rights. For more information, please contact the local authority, Trading Standards or Citizens Advice Bureau.
General Terms and Conditions
Park cannot be used as a permanent residence. Haven Leisure Ltd is registered in England (No. 01968698) and is a FCA appointed representative of Bourne Leisure Limited (t/a Haven). Bourne Leisure Ltd is registered in England (No. 04011660) and is authorised and regulated by the FCA (Financial Services Register No. 312847) as a credit broker and insurance distributor. Registered office: One Park Lane, Hemel Hempstead, Hertfordshire, HP2 4YL. We may receive commission from the finance provider if you enter into an agreement with them.